Resolving Disputes With Your Insurance Company

You bought insurance coverage so you would be protected if you ever got into a serious accident. Year after year you paid premiums, expecting that your insurance company would take care of you in a time of need. Now you are faced with an insurance coverage denial or other insurance dispute, and you are left asking, "Why?"

At Steve German, A Law Firm, our Phoenix-area insurance dispute attorneys represent clients throughout Arizona and nationwide when they are faced with disputes involving an auto insurance or medical insurance claim. Whether your dispute involves your own insurance company or another party's insurance company, we are prepared to fight for your interests — in negotiations, and when necessary, in court.

Contact our trial attorneys at 480-607-9166 to set up a free consultation today. No matter what the circumstances, we put our clients' interests first and foremost. We will treat you with dignity, respect and compassion, and stand behind you every step of the way.

How Can An Attorney Help Me With My Insurance Coverage Dispute?

Many people believe insurance companies and insurance agents are on their side and will address all of their concerns. In some cases, that belief is true. However, insurance companies are in business to make a profit. If they have denied your insurance claim, chances are they will use their extensive resources to defend their decision.

Having an experienced attorney on your side can level the playing field. Our law firm will investigate your claim and determine whether the denial was made in bad faith. We have the experience and determination to stand up for you in even the most complex insurance coverage disputes.

Do I Need An Attorney To Handle My Property Damage Claim?

While some property damage claims can be handled without an attorney, there are a few important things to keep in mind:

  • If you settle your property damage claim, you forfeit your right to bring a legal action in the future about that particular claim.
  • Insurance companies often lowball claims, offering less money than a property damage claim is worth.

If you accept an insurance company's settlement offer without first consulting an attorney, you may recover significantly less compensation than you are entitled. Thus, it is always a good idea to consult an experienced attorney about your case, even if that just means getting the facts during a free consultation.

Does My Insurance Cover My Medical Costs?

In Arizona, there are two types of insurance coverage for personal injury medical costs: bodily injury coverage and medical payments coverage. Bodily injury coverage pays for any bodily injury that results from an accident that you cause. If another driver caused your injury, you would likely be entitled to bodily injury compensation from the other driver's insurance company. If your own insurance policy includes medical payments coverage, you may be able to recover compensation for your medical treatment.

What If The Driver Who Hit Me Has No Insurance?

Everyone is required by law to have auto insurance. Yet, for various reasons, people decide to drive without it. When underinsured or uninsured motorists cause an accident, they usually cannot pay for the resulting injuries and property damage. Any compensation you receive for your injuries will have to come from your own auto insurance policy's uninsured or underinsured motorist coverage. Our insurance claim lawyers can develop and bring a claim against your own insurance company for the compensation you need to move forward.

Contact Our Firm Today

If you are the victim of a bad faith insurance dispute or other insurance law dispute, contact us online or by telephone at 480-607-9166 for a free consultation. We represent clients throughout Arizona and nationwide, with a focus on the Phoenix metropolitan area.